Wallyo helps you budget smarter, track expenses effortlessly, and reach your savings goals faster—with offline-first reliability and your data stored securely on your device.
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Powerful budgeting tools designed to help you save more, spend wisely, and achieve your financial goals.
Whether you prefer zero-based envelope budgeting or the popular 50/30/20 rule, Wallyo adapts to your style. Create digital envelopes for every spending category, or let Wallyo automatically divide your income into needs, wants, and savings.
Log purchases instantly with our intuitive expense tracker. Categorize spending as fixed, variable, or recurring. Add merchants, notes, and receipts. Search and filter your transaction history to understand exactly where your money goes.
Salary, freelance gigs, side hustles, bonuses—Wallyo's income tracker records every dollar coming in. View monthly income summaries, track growth trends, and always know your true earning power.
Create savings goals for emergencies, vacations, debt payoff, or major purchases. Allocate percentages of your income automatically. Track progress with visual indicators and celebrate milestones along the way.
Understand your finances like never before. Wallyo's analytics show category breakdowns, month-over-month comparisons, spending trends, and actionable insights. Visualize data with beautiful charts and identify patterns in your financial behavior.
No internet? No problem. Wallyo works completely offline with local storage. Back up your data to your own Google Drive account—your data stays with you, always under your control. Dropbox and iCloud support coming soon.
Your financial data stays on your device and your own Google Drive. We never store your data on our servers, never sell it, and never share it with third parties. Biometric lock coming soon.
Switch between light, dark, or system theme. Choose your currency from 100+ options. Set your preferred start day for weeks and months. Wallyo adapts to your preferences with a clean, modern interface.
Get notified when you're approaching budget limits. Receive weekly spending summaries, monthly income reminders, and savings milestone celebrations. Stay accountable without constant checking.
Extended analytics with 12+ months of history. Automatic backups to your own cloud storage (Google Drive now, Dropbox and iCloud coming soon) with restore capability. Data export for your records. Priority support when you need help.
Explore the clean, intuitive interface designed to make budgeting simple and enjoyable.
Smart Analytics
Export Data
Budget Modes
Income Overview
See how Wallyo stacks up against other budget apps on the market.
Everything you need to know about Wallyo and how it can help you budget better.
Have more questions? Get in touch
Download Wallyo free and take the first step toward financial freedom. No credit card required. No complicated setup. Just smart, simple budgeting.
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