Privacy Policy

Wallyo ("we", "our", or "us") provides the Wallyo mobile app and related services (the "Services"). This Privacy Policy explains what information we collect, how we use it, and the choices you have.

Information You Provide

When you create an account or use the Services, you may provide information such as:

• Account details like your email address and profile information.
• App preferences including theme, currency, notification settings, and calendar preferences.
• Financial data you enter, including budgets, transactions, categories, and goals.
• Support requests or feedback you send to us.

How We Use Information

We use your information to:

• Provide, maintain, and improve the Services.
• Store your account details and app preferences on our servers to enable account management and sync settings across devices.
• Facilitate backup of your financial data to your own cloud storage account (Google Drive, with Dropbox and iCloud support coming soon) when you enable this feature.
• Process subscriptions and manage access to premium features.
• Respond to support requests and communicate with you.
• Protect the security and integrity of the Services.

Data Storage

Financial Data

Your financial data (budgets, transactions, categories, goals, and related information) is stored locally on your device. If you enable cloud backup, this data is backed up directly to your own cloud storage account (Google Drive, with Dropbox and iCloud support coming soon). We do not store your financial data on our servers.

Account and Preferences

Your account information (email, profile) and app preferences (theme, currency, notification settings, calendar preferences) are stored on our servers. This allows you to recover your settings if you switch devices or reinstall the app.

You can disable cloud backup in the app at any time. Since financial data backups are stored in your own cloud storage account, you have full control to manage or delete them directly.

Sharing of Information

We may share information with service providers that help us operate the Services (for example, hosting, authentication, or subscription management). We do not sell your personal information.

We may also disclose information if required by law or to protect our rights and users.

Data Retention

We keep your information for as long as your account is active or as needed to provide the Services. You can request deletion of your account and associated data at any time.

Your Choices

You can access, update, or delete your account information in the app. You can also export your data and disable cloud sync features.

Children's Privacy

The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. We will update the effective date above when changes are made.