See how Wallyo compares to other budget apps.
Pick a competitor to see an honest side-by-side. Where we're better, and where we're not yet.
YNAB
YNAB is the most respected zero-based budgeting app there is, and it earns that. It is also a subscription, tied to your bank, and built around the calendar month. Wallyo is manual, private, and built around your payday.
Goodbudget
Goodbudget is the original digital envelope app and shares Wallyo's manual-entry philosophy. The differences are in the rhythm, the privacy model, and how much attention each envelope gets.
EveryDollar
EveryDollar is Ramsey Solutions' zero-based budget, tightly coupled to the Baby Steps. It is simple and monthly. Wallyo is simple too, but follows your paycheck and keeps your data with you.
a spreadsheet
Honestly, a spreadsheet is a fine budget. It is free, private and does exactly what you tell it. It just does not fit in a checkout line.