Pricing

Free to budget. Pay once if you want everything.

No subscription. No bank login. The free tier is a real budget, and Pro is a single payment that lasts as long as the app does.

Free
$0

Everything you need to run one budget by pay cycle.

Envelope or 50/30/20 budgeting
Pay cycles: monthly, bi-weekly, 15 days or custom
3 envelopes, 4 cycles of history
Move money, add expenses and income
Works offline, data stays on your phone
Export your data
Watch an ad to unlock extras
Download free
Pro
$79.99once, lifetime

Everything unlocked, no ads, forever. Restores on any new phone.

Unlimited envelopes and cycles
Bills that draw from envelopes
Custom 50/30/20 split
Full insights history
End-of-cycle retro, every cycle
Automatic backup to your own iCloud or Drive
No ads, ever
Get Wallyo, upgrade in app
Wallyo

Not ready to pay? Watch an ad instead.

On the free tier you can unlock an extra envelope for good, or open insights and export for one use, by watching a short rewarded ad. Ads only appear when you ask for one; they never interrupt adding an expense.

Side by side

Free
Pro
Budget methods
Envelopes or 50/30/20
Envelopes or 50/30/20
Envelopes
3 (more via ads)
Unlimited
Cycles kept
4
Unlimited
Bills
Not included
Included
Custom split
50/30/20 only
Any split
Insights
Per use via ads
Always on
Retro
Last cycle
Every cycle
Export
Per use via ads
Any time
Ads
Optional, rewarded
None

Questions about paying

Is it really one payment?

Yes. Pro is $79.99 once, through the App Store or Google Play. No renewals. It restores on any new device signed into the same store account.

Do I need an account?

No. Wallyo has no accounts. Your purchase is tied to your Apple or Google account, and your data stays on your phone.

What do ads unlock exactly?

A permanent extra envelope past the free three, or a single use of insights or export. Ads only show when you tap to watch one from the offer sheet.

Can I get a refund?

Refunds are handled by Apple or Google under their policies. Prices may vary slightly by region and currency.